Almost half of the full community costs of wildfire are paid for at the local level, including homeowners, businesses, and government agencies. Many of these costs are due to long-term damages to community and environmental services, such as landscape rehabilitation, lost business and tax revenues, and property and infrastructure repairs. By comparison, our analysis suggests suppression costs comprise around nine percent of total wildfire costs. The remaining costs include short-term expenses, or those costs occurring within the first six months—and long-term damages accruing during many months and years following a wildfire. Communities at risk to wildfires can reduce wildfire impacts and associated costs through land use planning.